travel insurance : Asia is the biggest continent in the world, both in terms of land and people. It has many wonderful places to visit, like India, Thailand, Indonesia, Bali, the Maldives, Dubai, Qatar, Japan, South Korea, Singapore, Malaysia, and others.
Many people who love to travel prefer visiting these Asian tourist spots. They are popular, especially among travelers from India, because they are more affordable compared to other countries. Additionally, Asian countries often have a higher rate of accepting visa applications than European or American nations. Some countries even allow Indian visitors to get a visa upon arrival.
However, when you apply for a visa to certain countries, having insurance might be a necessary step to finish the process.
If you’re thinking about a trip to an Asian country and unsure about the need for insurance, this article has the information you need. Let’s explore why having insurance is essential when traveling to Asian countries.
Do you have to get travel insurance when visiting Asian countries?
Qatar and the United Arab Emirates, among other Asian countries, require you to have insurance for visa approval. If you don’t show a valid travel insurance certificate, your tourist or visitor visa could be denied.
While some Asian countries do not make it compulsory for visitors to have a travel insurance plan, they strongly recommend it for the safety and comfort it provides.
Below is a table listing countries and indicating whether they require travel insurance:
| Top Asian countries | Is travel insurance mandatory? |
| UAE | Yes |
| Qatar | Yes |
| Singapore | No |
| Thailand | No |
| Maldivies | No |
| Indonesia | No |
| China | No |
| Japan | Yes |
| Sri Lanka | Yes |
| Nepal | Yes |
| Bhutan | No |
Benefits of travel insurance for Asian countries
Regardless of whether your destination country makes travel insurance a mandatory requirement, you should think about having it for the reasons mentioned below:
Covers the cost of a medical emergency :
Life is unpredictable, and even the healthiest individuals can fall sick, especially while traveling. It’s well-known that even a minor treatment in a foreign country can result in significant expenses in your home currency. This is where a reliable insurance policy becomes essential. It provides coverage for health-related expenses, preventing you from having to pay for them directly.
Covers you when your flight is late or canceled :
Imagine getting ready and excited for your long-awaited international trip, and then suddenly you receive a message saying, “Sorry! Your flight has been canceled or rescheduled due to XYZ reason.” It feels like a bad dream, doesn’t it?
It’s not just about the flight being canceled; it messes up your whole travel plan, including the places you’ve already booked to stay and the schedule you had planned. But with the right travel insurance from a company like Tata AIG, you can get flight cancellation coverage. This means that if this happens, you can ask for compensation and get money back for what you lose.
Protects you if your luggage is lost :
Theft, break-ins, or just misplacing your belongings during a trip to your favorite place can make your experience unpleasant. While you can’t predict or completely avoid these situations, having travel insurance can help manage them wisely. Leading travel insurance companies provide coverage for lost checked-in baggage and personal items like important documents and valuable jewelry. This coverage helps you get money back for the things you lose.
Protects you if you accidentally cause harm to someone else or their property :
Third-party liability means that if you accidentally damage someone else’s property or cause harm to another person, either on purpose or by mistake. For example, let’s say you rent a car in Phuket. While driving, it becomes hard to control and crashes into a local shop, causing a lot of damage.
Facing such situations without travel insurance can lead to serious problems, including legal trouble. But with the right insurance, you can handle these situations more easily because your insurance company will support you.
Guarantees a relaxed and worry-free experience while you are overseas :
By providing the advantages listed earlier, a travel insurance plan enables you to make the most of your trip to any Asian country without stressing about unexpected circumstances.
Where can you purchase travel insurance on the internet?
In the past, people had to go to the insurance company or a broker in person to buy insurance. But now, you can buy travel insurance online in just a few minutes. It’s very easy and simple. However, it’s important to choose a reliable and well-known insurance provider like Tata AIG.
You can buy the travel insurance policy you need online based on what you’re looking for. Just visit Tata AIG and get a quote. Once you have the quote, you can either buy it right away, or the insurance provider will contact you to understand your needs and offer a suitable travel policy.
If you’re not sure which insurance plan to choose, it’s a good idea to compare different types of travel insurance policies. Then, pick the one that fits your budget and needs.